The Inflation They Can’t Fix, and Can’t See

I’ve just returned from several large financial conferences and I am more convinced than ever that the professional investment world is increasingly detached from reality. They are ignoring inflation.

There are many different ways to measure inflation. None of them are perfect, but all of them tell the same story:

  1. Gold is up ≈60 % in 2025.
  2. Silver is up ≈100 % in 2025.
  3. The official CPI deliberately excludes or severely under-weights the items rising fastest — food, energy, housing, education, and medical care. How can you even live without food, energy, and housing?
  4. The dollar versus other fiat currencies is meaningless when every major central bank is printing at the same time.
  5. M3 (broad money supply) stopped being reported officially almost two decades ago — for the same reason the CPI numbers are massaged.
  6. You can guess the inflation rate, based on your costs of living going up.
  7. A quick poll of ten friends who buy their own groceries and pay their own rent.
  8. The latest trillion-dollar spending bills that never seem to get smaller.

That last point is the real danger, because that’s what drives inflation, the spending and printing of more money. The latest spending bill saw a battle between two sides: big spenders in power, and those who tried to block it who wanted to spend even more. There is now no party that wants to slow down spending and inflation. The only one cutting back spending, Elon Musk, was himself cut out.

Pick any three of the above and you arrive at the same conclusion: purchasing power is being destroyed at a double-digit annual rate. We see it most in food and housing. Yet on stage after stage, “inflation” is either ignored completely or dismissed as a 4–7 % nuisance. Some investors insist that the lying CPI is the real inflation rate.

Meanwhile, the room nods approvingly while presenters describe real estate as “safe, consistent, and predictable.” Housing now trades at 80–100 times median annual income in many desirable areas — up from 2–3 times income two generations ago. That is not normal. That is the largest asset bubble in recorded history, and it’s peaked far higher now than in 2008’s crash.

Many of the leveraged buyers I spoke with openly admit they are not worried about a real estate crash. They don’t care because they are using borrowed money, and making money in three ways: Housing going up, the loan rate being lower than the inflation rate, and the tax advantages. If prices fall and the bank forecloses, they walk away. If prices keep rising, they capture the leveraged upside. Either way, the losses are socialised onto the currency and the banking system. They see no risk. That is not investing; that is a subsidised speculation against the dollar itself.

There is a growing disconnect between the rich and the poor.

An entire generation — especially young men — has been priced out of home ownership, family formation, and any realistic economic stake in the future. History is brutally clear on what happens next when young men realize they have nothing left to defend.

The problem is the money.

In 1929, people bought stocks on 50% borrowed money. It led to the great depression. Today, real estate is bought with 95% borrowed money. It will end a similar way. Disaster.

While all of this unfolds in plain sight, TEXITcoin is providing a solution to the money problem, which is also a debt problem.

One year ago TEXITcoin (TXC) had a ≈$2 million market cap and a few hundred miners.

Today it sits above $220 million, with more than 54,000 miners and $136 million raised directly through the mining program — no presales, just voluntary participants buying hashpower and receiving newly minted coins every day.

We state clearly and repeatedly that returns are not guaranteed and risk exists. That simple honesty already puts us in a different category from most of what is being sold as “low-risk” in the legacy system.

Gold, Bitcoin, silver, and fixed-supply digital assets that refuse to play the debasement game remain the only assets that have consistently preserved — and in many cases dramatically increased — purchasing power in this environment.

The current monetary order is not merely mistaken. It is deliberately engineered to transfer wealth upward through hidden inflation and artificial interest-rate suppression. That transfer is now hitting mathematical and political limits.

People notice. When they are offered a voluntary, capped-supply alternative built on genuine transparency, they vote with their wallets.

That is all we are doing with TEXITcoin — providing one such alternative.

We like gold. We like Bitcoin. We like silver. And we are proud to be building TEXITcoin.

Jason Hommel

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